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Your Guide to Moving and Retiring to Mexico's Lake Chapala

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Getting Your Retiree Mexico Resident Visa

Getting Your Retiree Mexico Resident Visa

Once you are within no longer than six months of your proposed date to move to Mexico, the next step is to apply for either a temporary or permanent resident visa at the Mexican consulate nearest to you in your home country.  While the process may seem daunting at first, it is rather straightforward at most (but not all) Mexican consulates.  There is a lot of anecdotal evidence that some consulates are easier to deal with than others, and much like any other process involving government bureaucracy, patience and calm will help you navigate the visa process. The consulates vary widely in their hours of operation, and some grant same day resident visas while others take longer.

TEMPORARY OR PERMANENT RESIDENT VISA?

The first decision to make is whether to apply for a temporary or permanent resident visa.  If you are bringing a car, you must apply for a temporary visa as the visa will be tied to your car’s entry permission and vehicles with U.S. plates brought into Mexico can only be kept for a maximum for four years.

If you don’t meet the income requirements for a permanent visa, you can apply for a temporary visa that can be exchanged for a permanent visa after four years with no further income requirements.

If you’re not bringing a car and you meet the income requirements for a permanent visa, you will save time and money by applying for the permanent visa that never needs to be renewed.

PROOF OF INCOME

The amount of investments OR monthly pension income for resident visas for those involved in non-lucrative activities (retirees) varies every year as it is tied to a multiple of the average daily wage of a Mexican worker.  The interpretation of the amount also varies from one consulate to another.  For 2020 we looked at three consulates’ investment/income requirements;  San Jose, CA; Portland, OR and Las Vegas, NV.  In all cases, the requirements are per person.

SAN JOSE, CA MEXICAN CONSULATE

Temporary resident income proof requirements – Investments above $103,616 over past 12 months OR monthly pension income of at least $2,072 over past 6 months OR real estate in Mexico with value exceeding $2,590,400 pesos.

Permanent resident income proof requirements – Investments above $129,500 over past 12 months OR monthly pension income of at least $2,600 over past 6 months.

LAS VEGAS, NV MEXICAN CONSULATE

Temporary resident income proof requirements – Investments above $26,000 over past 12 months OR monthly pension income of at least $1,600 over past 6 months.

Permanent resident income proof requirements – Investments above $104,000 over past 12 months OR monthly pension income of at least $2,600 over past six months.

PORTLAND, OR MEXICAN CONSULATE

Temporary resident income proof requirements – Investments above $28,000 over past 12 months OR monthly pension income of at least $1,700 after taxes over six months OR real estate in Mexico worth at least $200,000USD.

Permanent resident income proof requirements – Investments above $120,000 over past 12 months OR monthly pension income of at least $2,700 after taxes over past six months.

The various interpretations of Mexican regulations shown in the above amounts are obvious and some planning a move to Mexico have been known to pick the consulate they appear at based on a combination of proximity, favorable income interpretation, and speed of visa processing.  Many consulates require an advance appointment while others, such as Portland, are open to walk-ins.  Portland, for example, does not take appointments and receives applications on Mon., Wed. and Friday from 12 to 1:30 p.m.

Check the English language visa section of your nearest Mexican consulate website for their particular requirements. Note that the actual numbers for income or assets will change along with fluctuations in currency exchange and the minimum wage in Mexico. Always check on the consulate website for current numbers.

Next Steps

Once the Mexican consulate of your choice has approved your application you will be given a pre-approved sticker in your passport that will give you 30 days after you arrive in Mexico to apply for the visa that you are pre-approved for.

Let’s Wrap This Up

If you attend one of our FOCUS learning seminars, our experts can help you determine the best visa path for you based on your individual situation, and they are experienced in dealing with the various U.S. and Canadian Mexican consulates and their particular requirements.  For example, some accept simple photocopies of bank and investment statements while others require an apostille (international certification) of those documents.

The process is not as complicated as it may sound, providing you are 100% sure that you understand your consulate’s requirements and provide the documents exactly as requested.  We are looking forward to seeing you soon at a FOCUS seminar or when you arrive Lakeside.

By Bette Brazel, Focus on Mexico Content Manager

COVID UPDATE: During the uncertainties created by the pandemic, we have suspended our live 6-Day Educational Programs and will be back in late 2021 OR 2022 depending on how conditions evolve. Our new “Move To Mexico Online Program” – along with live, one-on-one support at Lakeside – is the best approach to ensure safety of you and our staff, while providing you with the experience and expertise of the Focus program. The Online Program will provide you with the essential info and perspective from over 20 presentations on everything to do with a move to Mexico. Interested in finding out more about our Online Program? Click here.

 

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Comments

  1. John Anthony Lovings says

    November 2, 2019 at 9:03 AM

    I would like to receive a brochure
    On the areas around the lake to
    Retire. I am a single 74 year old African American man.

    Reply
    • Bette Brazel says

      November 2, 2019 at 12:00 PM

      You can download the Complete Guide to Moving to Lake Chapala 2020 on the front page of our website.

      Reply
  2. Gracie says

    November 15, 2019 at 9:33 PM

    I would love to be able to continue to work part time. I’ve been in the restaurant/bar business for 30 years. Is that a possibility?

    Reply
    • Bette Brazel says

      November 16, 2019 at 4:38 PM

      In general, foreigners are not allowed to take jobs that would replace a Mexican worker. You must also have a permanent visa or a temporary visa with an additional work permit. The many foreigners here who work in the restaurant/bar business usually are business owners who employ Mexican staff rather than employees.

      Reply
  3. Thomas Altum says

    December 25, 2019 at 4:39 PM

    So if I apply for RP Visa I can’t drive a U.S. owned & plated vehicle in Mexico? If that’s the case, can my U.S. registered vehicle be imported to Mexico and registered/licensed there, or would I need to sell the car in the US and buy one in Mexico? Aside from the added step of annual renewal of a RT Visa, do the income requirements change year-to-year? Thanks for any info.

    Reply
    • Bette Brazel says

      December 30, 2019 at 11:55 AM

      You are correct that if you apply for a RP visa you cannot drive a U.S. owned/plated vehicle in Mexico and U.S. vehicles cannot be imported permanently into Mexico. The easiest choice is to sell your U.S. car and buy one in Mexico.

      You can renew a RT visa without meeting additional income requirements, so although they do change, the requirements that apply to you are the requirements of your first application for an RT visa.

      Reply
  4. Tracy Harrelson says

    June 6, 2020 at 3:49 PM

    Can social security count as your income if hats all you live off of?

    Reply
    • michael nuschke says

      July 16, 2020 at 7:44 AM

      Yes, US Social Security pension is counted as income.
      Michael

      Reply

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GUIDE TO MOVING TO
LAKE CHAPALA 2020
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